If you are applying for auto insurance, we recommend you get personal injury protection (PIP). Personal injury protection will cover medical expenses and up to 80% of lost wages. The premiums for personal injury protection are small and it will cover you regardless of who was at fault for the accident. For example, if you are the at fault driver in a car wreck, and you get injured, you will have coverage under PIP to seek medical treatment.
Read more about PIP coverage on our FAQ page.