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• Everyone is grateful to you, especially the children whose lives are being saved!Jessica - Friends of St. Jude
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Traffic Accidents

• Auto accident checklist can help you steer clear of potential hassles.
• How do I protect myself and my family if I'm in a car accident?
• Am I SOL, if I’m in an accident caused by an uninsured driver?

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Library

Traffic Accidents

• Texas Car Accident Statistics

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Why does my bank require me to purchase physical damage insurance?

A: In short, because they own the vehicle. Once you have completely paid for the vehicle and hold the title to it, you can choose not to insure it for physical damage. Typically, you should decide not to purchase this coverage only if replacing it would not cause you financial strain or if you would not plan to replace it.

If you choose not to insure a vehicle, you may want to plan now for the services you are losing: subrogation against other drivers who damage your vehicle, maximizing the salvage value of your totaled vehicle, and locating an inexpensive towing service.

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FAQs

Traffic Accidents

• I was injured in a car accident and their insurance company told me not to get a lawyer. What should I do?
• I had a car accident over a year ago and underwent treatment. The other driver's insurance company told me to get the treatment I needed and them submit my claim, but now they won't even pay for my treatment. What should I do?
• My insurance agent says I don't need personal injury protection on my automobile policy. What is personal injury protection (PIP)?

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This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.