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Traffic Accidents

• Auto accident checklist can help you steer clear of potential hassles.
• How do I protect myself and my family if I'm in a car accident?
• Am I SOL, if I’m in an accident caused by an uninsured driver?

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Traffic Accidents

• Texas Car Accident Statistics

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What is PIP or Personal Injury Protection insurance coverage?

A: If you are in an accident, personal injury protection insurance covers you whether you cause the accident or not, up to the limits of your policy. PIP pays: 100% of the medical expense and 80% of lost wages up to your policy limits. This coverage is available to the insured driver and any passengers in the insured's vehicle for injuries sustained, regardless of who is at fault for the accident. These limits are usually in amounts of $2,500, $5,000, or $10,000. PIP coverage is not subject to reimbursement or repayment to your auto insurance carrier and is, therefore, a preferable coverage to Medical Payments (Med Pay) coverage.

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FAQs

Traffic Accidents

• I was injured in a car accident and their insurance company told me not to get a lawyer. What should I do?
• I had a car accident over a year ago and underwent treatment. The other driver's insurance company told me to get the treatment I needed and them submit my claim, but now they won't even pay for my treatment. What should I do?
• My insurance agent says I don't need personal injury protection on my automobile policy. What is personal injury protection (PIP)?

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This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.