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Traffic Accidents

• Auto accident checklist can help you steer clear of potential hassles.
• How do I protect myself and my family if I'm in a car accident?
• Am I SOL, if I’m in an accident caused by an uninsured driver?

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Library

Traffic Accidents

• Texas Car Accident Statistics

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I keep one auto strictly for business. Do I need a separate policy?

A: Yes. Whether you have one vehicle or several, you will need a business automobile policy. Such a policy covers any motor vehicle used in your business, including cars, vans, trucks, and trailers pulled by trucks, and offers coverage if they are damaged or stolen. It also covers liability if the business vehicle is in an accident and the driver is at fault. This policy is not for truckers or commercial garages, which have special liabilities and must secure special policies that deal with their different needs. Businesses that have a fleet of vehicles will of course have different needs than a business with one or two, and their policies will reflect these differences.

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FAQs

Traffic Accidents

• I was injured in a car accident and their insurance company told me not to get a lawyer. What should I do?
• I had a car accident over a year ago and underwent treatment. The other driver's insurance company told me to get the treatment I needed and them submit my claim, but now they won't even pay for my treatment. What should I do?
• My insurance agent says I don't need personal injury protection on my automobile policy. What is personal injury protection (PIP)?

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This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.